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Financial Stability

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Financial Stability

The Federal Reserve keeps an eye on financial system threats and collaborates, typically with domestic and international organizations, to make sure the system supports a strong economy for American families, communities, and companies.
When a financial system’s markets and institutions—such as banks, savings and loans, and other suppliers of financial products and services—are robust and able to continue operating even after a negative shock, it is said to be stable. This implies that people, communities, and companies can rely on getting the goods, services, and resources they require in order to make investments, expand, and take part in a healthy economy. These services and resources consist of:
  • a variety of financing alternatives, such as corporate credit lines, mortgages, and student loans, to fund investments and major expenditures;
  • a variety of options for asset management, such as retirement accounts, mutual funds, brokerage services, and savings accounts, among many others; and,
  • A safe, effective, and efficient system for payments and settlements in the United States.

The federal reserve, the central bank of the United States, provides the nation with a safe, flexible and stable monetary and fiancial system.

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